£18,000 Salary After Tax (2026/27)

Take-home pay: £16,479.60 per year · £1,373.30 per month

YearlyMonthlyWeeklyDaily
Gross Salary£18,000.00£1,500.00£346.15£69.23
Tax-Free Allowance£12,570.00£1,047.50£241.73£48.35
Taxable Income£5,430.00£452.50£104.42£20.88
Income Tax£1,086.00£90.50£20.88£4.18
National Insurance£434.40£36.20£8.35£1.67
Take-Home Pay£16,479.60£1,373.30£316.92£63.38

Effective tax rate: 8.4% · Tax code: 1257L · No student loan or pension

Try the full calculator → (student loans, pension, Scottish rates)

How is £18,000 taxed?

On a gross salary of £18,000 in the 2026/27 tax year, you receive a Personal Allowance of £12,570 tax-free. The remaining £5,430 is your taxable income.

You pay Income Tax of £1,086.00 and National Insurance of £434.40, leaving you with take-home pay of £16,479.60 per year — that's £1,373.30 per month or £316.92 per week.

This calculation assumes you are employed (not self-employed), use tax code 1257L, live in England/Wales/NI, have no student loan, and make no pension contributions. Use our full salary calculator to add these.

Disclaimer: These figures are estimates for illustrative purposes only, based on 2026/27 HMRC rates. They do not constitute financial advice. Individual circumstances (tax codes, benefits in kind, etc.) may differ. Source: HMRC. See our methodology →